About iCargoFinsure
Cargo you can see. Trade you can trust. Finance that can flow.
We are India's Digital Angadiya: the trusted courier of old, rebuilt for the age of global trade.
Our vision
To let finance flow freely into trade, and to help India reclaim its place at the top of the world's trading nations.
Two thousand years ago, Indian merchants, from the Mauryan to the Gupta age, sent ships laden with cotton, spices, pearls and steel across the Erythraean Sea. The Periplus of the Erythraean Sea records those routes, and it describes a country whose ports were the centre of the ancient world's commerce. India led because its traders were trusted, and credit followed that trust.
Today that trust is still carried on paper, and paper is slow, forgeable and expensive. We are building the foundations to restore it, so that capital can move as quickly as the goods do.
Our mission
Four things we work towards.
01
Make trade more trustworthy
So that every party can rely on what they are buying, selling, carrying and insuring.
02
Cut the cost of risk
For insurers, and for the clients who carry it.
03
Open finance to those it has left out
Especially MSMEs, so that credit follows genuine trade.
04
Build in India, for the world
Made here, for global trade.
Our story
It began on the ground, not in a boardroom.
For nearly twenty years, our founder, Varun Gawarikar, has stood at ports, yards and warehouses as a marine cargo surveyor, examining damaged containers, disputed consignments and claims that should never have happened. The pattern repeated every time. The cargo was real, the paperwork was real, and yet nobody in the chain could prove what was actually inside, how it was secured, or what happened to it on the way.
That gap costs the industry dearly. Claims are contested for months. Genuine exporters struggle to get finance because no bank can see their goods. Heavy and over-dimensional cargo, where a single poorly lashed load can run into crores, depends on the experience of whoever happens to be at the site.
The lesson from two decades of surveys
The best claim is the one that never happens, and the best loan is the one backed by cargo you can verify.
iCargoFinsure was built to turn that field knowledge into software.
How and why iCargoFinsure was built
Built by practitioners, with the people who carry the risk.
It started with the hardest cargo
ODC and OWC first
Over-dimensional and over-weight cargo is where the stakes are highest and the margin for error is smallest. We built a field-ready risk-control app that brings a surveyor's engineering judgement to every move, so that safety no longer depends on who happens to be standing at the site.
Then it grew
From one cargo type to a platform
What began as a tool for one kind of cargo became a platform for the people who carry the risk of trade and the people who fund it: insurers, banks, brokers and traders.
The result
Every screen, a real yard
Every screen reflects a real problem seen in a real yard. Our technology was built with the people who carry the risk, not for them.
The founders
Deep domain knowledge, proven execution.
The combination this industry has always lacked.
Founder · CPO & CMO
Varun Gawarikar
A marine cargo domain expert with around twenty years in surveys and insurance across India, Bahrain and Dubai. Principal Surveyor at Transocean Marine General Surveyors, and co-author of Cargo OK Please with his father, A.M. Gawarikar. He runs a professional community of more than 36,000 members on LinkedIn. Varun knows what a lashing failure looks like at 2 a.m., and he has made sure the product is built around that.
LinkedIn ↗
CEO & CMD
Brijesh Patel
A serial technology entrepreneur and investor who has built and scaled technology ventures and knows how to turn a hard idea into something that ships. Brijesh leads execution: the engineering discipline, the delivery cadence and the commercial partnerships that carry the platform from pilot to production.
LinkedIn ↗
The execution team
A compact group of architects, designers and engineers who work side by side with field surveyors, so that every feature is tested against the real world before it is released.
Together, deep domain knowledge and proven execution are the combination this industry has always lacked.
Recognition and milestones
Where the work has taken us.
National
Showcased twice to the Hon'ble Prime Minister of India.
2026
Selected for the BITS Pilani cohort.
Recognition
Incubated under MeitY STPINEXT and recognised under DPIIT as a deep-tech startup.
Awards
Multiple awards in international trade and project-cargo risk management.
Intellectual property
One patent granted in 2026, with provisional patents filed in May and November 2026. Our three IPs and the technology behind them will be concluded by April–May 2027.
What we stand for
Five principles we build by.
Evidence over assertion
If it cannot be shown, it did not happen.
Prevention over payout
The best outcome is a safe delivery.
Simple over clever
Our tools have to work on a rainy night in a port yard.
Infrastructure, not competition
We support insurers, banks and brokers. We do not replace them.
Made in India
Built here, for global trade.
iCargoFinsure: Trade, Seen and Trusted.
India once set the standard for trade, and trust was the reason.
We are building the tools to make that trust visible, verifiable and bankable again. If you move project cargo, export at scale or insure either, we would like to show you what verified cargo looks like.